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Apply Now - beat your credit problem!

Need £50 to £12,000? Our lenders can say "Yes" where others say "No"

  • Quick Enquiry & Instant Response

  • Avoid the Impact of Credit Scoring - a guarantor supports you. More Info.

  • Your Guarantor - both homeowners & non-homeowners can be accepted! More Info. We don't need details at this stage.

  • Same Day Loans - Up to £500 in 2 hours & up to £12,000 in 24 hours. More Info

  • No Fees & No Obligation - you can enquire at no cost & at no risk. More Info

  • Exclusive Loans - all accessible through one form. More Info

  • Loans are Unsecured - your valuables are not used as security

  • Repay Early To Cut Costs - typically no charge incurred



Personal Details


First Name:    


Date of Birth:      

Daytime phone no.:    

Mobile phone no.:    

Evening phone no.:


Re-type email:      

House Name/No.:    




(inc. a space, e.g. SK1 4TP)      

Residential Status:  


Loan Details

Loan amount (£s):  

Repayment Period:  

Loan Purpose:  

Employment Status:  

Monthly Income (£s):    

Please confirm you have a UK Bank Account, and aren't bankrupt or on an IVA  

Please select your probable guarantor  

Do you accept our terms & conditions / privacy statement?  


100% Safe & Secure

Use our FREE broking serviceยง for an instant lending decision - we will instantly tell you which of our panel of lenders are in principle able to lend to you. We will also email you the results. You can immediately complete your application online with your chosen lender using their e-signature service (no copy documentation or ID required). In this case it is possible for you to receive your loan within 24 hours of submitting your enquiry via our form. When deciding to submit your enquiry to us please keep in mind that you aren't under any obligation to proceed with any loan offer made to you. Our broker service is provided free of charge. If you take out a loan we receive a commission from the lender but this is paid by the lender, not you. Nothing is added to your loan amount.


Implications of Non-Payment

Collection: In the first instance your lender will contact you and may also contact your guarantor. Your guarantor may be required to make the due payment(s) on your behalf. Please read the responsible lending policy.

Financial: Any lender may reserve the right to charge a default sum on non-payment.

Potential Impact to Users' Credit Score: Defaults will be recorded on the borrower's credit file and as a result may make it more difficult for the borrower to obtain credit in the future.

Rollovers & Renewals: Loans of £500 and under have a minimum fixed term of 6 months. There is no rollover allowed. Your are permitted to repay early at no additional cost. You are encouraged to repay the loan as fast as possible to minimise the interest charged.


For Loans £50 to £500 - Warning: Late repayment can cause you serious money problems. For help, go to

£500 to £12,000:

44.9% APR Representative*
See example


£50 to £500:

842% APR Representative*
See example

Why choose Solution Loans?

  • A No-Fee Service§
  • Avoid Impact of Credit Scoring
  • Exclusive Loans
  • Non-Homeowner Guarantors accepted!
  • Poor Credit Specialists
  • Can be Paid To You within 24 Hours
  • Repay Early with No Penalties
  • No Home Visits
"I would like to thank you for your swift response...I was delighted with the service that I received from yourselves"
Mrs C. Chichester
solution loans

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Solution Loans is a trading style of Affiniti Digital Media Ltd. Registered Office: Moorgate House, 7 Station Road West, Oxted, Surrey, RH8 9EE. Registered in England & Wales, number 5180470. Solution Loans is authorised and regulated by the Financial Conduct Authority (FRN 726074). Registered with the Information Commissioner's Office - Z8703415. Solution Loans acts as an introducer to guarantor loans lenders.