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£50 to £500 Short Term Guarantor Loans

More flexible and more cost effective than a payday loan

If you are after a small cash loan but don't want to suffer the weaknesses of a payday loan then you should give serious consideration to this alternative. There is much criticism of payday loans in the media - mostly about their high cost and inflexibility. This alternative is both cheaper and more less pressured.


Repayments are made over a minimum 6 month period so helping to keep monthly payments down. You can also elect to repay the loan faster than this which helps to further reduce interest payments. There are no penalties for doing this.


Why Use a Guarantor Loan?
  • You don't want to pay the high costs of a payday loan (with representative APRs as high as 1500%).

  • You want repayment flexibility - a payday loan is short term credit for a fixed 30 day period. Don't be bound by this - borrow over a more manageable time frame.

  • You want to avoid the high cost of rolling over (i.e. delaying the repayment of) a payday loan.

  • You're tired of being continually rejected by payday lenders because they rely on your credit score.


To avoid the pitfalls of an old fashioned payday loan you should look at the option of a short term guarantor loan (otherwise known as a small guarantor loan). The key to unlocking this opportunity is to find a guarantor who will back your application.


The guarantor will be someone in your social network (e.g. parent, relation, or close friend) who knows you well. They can be a tenant or a homeowner.


We work with multiple lenders. If you use our free online enquiry service we'll approach them and give you an immediate decision. If your guarantor is acceptable (as they probably will be) then you could get your cash in as litlle as 2 hours!


Our blog and videos explain more about how our short term guarantor cash loans could help you.

About Small Guarantor Loans
  • Borrow £50 to £500 unsecured. Larger amounts are available.

  • You provide a guarantor (tenant or homeowner) - because they are backing you no credit scoring is needed.

  • Loan periods are from 6 months to 2 years - & repay quickly to further reduce the cost.

  • Fast decision! - we will give you an instant in-principle lending decision.

  • Funds available within 2 hours of acceptance.

  • You can be a tenant or a homeowner.

  • Your application is confidential - neither we nor our lenders will contact your employer.

  • Representative APR 842% (6 month loan) - this is considerably less than charged by traditional payday lenders.


Find out more about the general lending criteria.


Apply for Short Term Cash now

Warning: Late repayment can cause you serious money problems. For help, go to

Get up to
£12,000 within 24 Hours


Our 100% online fast track service means you can get an instant decision and payout within 24 hours of acceptance.


First Name:



Mobile Number:

Loan Amount:

£500 to £12,000:

44.9% APR Representative*
See example


£50 to £500:

842% APR Representative*
See example

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Why choose Solution Loans?

  • A No-Fee Service§
  • Avoid Impact of Credit Scoring
  • Exclusive Loans
  • Non-Homeowner Guarantors accepted!
  • Poor Credit Specialists
  • Can be Paid To You within 24 Hours
  • Repay Early with No Penalties
  • No Home Visits
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Solution Loans is a trading style of Affiniti Digital Media Ltd. Registered Office: Moorgate House, 7 Station Road West, Oxted, Surrey, RH8 9EE. Registered in England & Wales, number 5180470. Solution Loans is authorised and regulated by the Financial Conduct Authority (FRN 726074). Registered with the Information Commissioner's Office - Z8703415. Solution Loans acts as an introducer to guarantor loans lenders.