visit our blog
solution loans

General Lending Criteria: £500 to £12,000


These are the general lending criteria for £500 to £12,000 guarantor loans. These criteria can guide you as to whether you think a guarantor loan will be available to you. But please bear in mind that the only way you will know for certain is to make an enquiry to our panel of lenders and see which ones will lend to you in principle (on average you will receive 4 offers). You'll get an instant decision via our online service. Please also consider that lenders operate responsible lending policies:



  • You must be 18 to 65 years of age (inclusive).

  • You must be a UK resident (exc. Isle of Man).

  • Your income (inc. benefits) is more than £100 per month.

  • You hold an active bank account into which your salary is paid directly.

  • You can be either a tenant or a homeowner.

  • Your credit history is irrelevant to us, but you can't be currently bankrupt or on an IVA.

  • You will need to find a guarantor (homeowner or non-homeowner) for your loan.


Do these sound OK? Then send your enquiry now. If you genuinely feel you cannot meet these criteria then we do have other unsecured lenders but they only offer smaller loan sums. If you are a tenant and you have less than perfect credit then our guarantor loans may be your best or only option.


apply now

Video: Who Can Have a Guarantor Loan?

Get up to
£12,000 within 24 Hours


Our 100% online fast track service means you can get an instant decision and payout within 24 hours of acceptance.


First Name:



Mobile Number:

Loan Amount:

£500 to £12,000:

44.9% APR Representative*
See example


£50 to £500:

842% APR Representative*
See example

apply now

Free Broking Service

Why choose Solution Loans?

  • A No-Fee Service§
  • Avoid Impact of Credit Scoring
  • Exclusive Loans
  • Non-Homeowner Guarantors accepted!
  • Poor Credit Specialists
  • Can be Paid To You within 24 Hours
  • Repay Early with No Penalties
  • No Home Visits
solution loans

© Copyright Solution Loans 2008-16. All rights reserved. PPC Web Design SEO Surrey.

Solution Loans is a trading style of Affiniti Digital Media Ltd. Registered Office: Moorgate House, 7 Station Road West, Oxted, Surrey, RH8 9EE. Registered in England & Wales, number 5180470. Solution Loans is authorised and regulated by the Financial Conduct Authority (FRN 726074). Registered with the Information Commissioner's Office - Z8703415. Solution Loans acts as an introducer to guarantor loans lenders.