Guarantor Criteria

£500 to £12,000
Unsecured Loans
  • they can be either a homeowner or non-homeowner resident in the UK (note: a homeowner guarantor will give you access to lenders who charge lower representative %APRs, and you can borrow more than £7500)
  • they are aged over 18 up to retirees in their mid 70s
  • they have a good or only marginally imperfect credit history
  • they have a UK bank account (and hold a debit card/credit card)
  • they have an income of around £400 per month or more (inc. any pension).
 
£50 to £500
Short Term Cash Loans
  • they are aged 18 or over
  • they can be either a tenant or a homeowner resident in the UK
  • they have a good or only marginally imperfect credit history
  • they have a UK bank account (and hold a debit card/credit card)
  • they earn £500 per month or more (employment, benefits or pension)

It's very common for enquirers to instantly say "I don't know anyone like this", but consider this fact - recent analysis shows that 10% of people who have taken out a guarantor loan did not initially believe that they could find a guarantor! So, don't worry. When you sit down and think about it for a moment you'll realise two things: