General Lending Criteria

£500 to £12,000
Unsecured Loans
  • You must be 18 to 65 years of age (inclusive).
  • You must be a UK resident (exc. Isle of Man).
  • Your income (inc. benefits) is more than £100 per month.
  • You hold an active bank account into which your salary is paid directly.
  • You can be either a tenant or a homeowner.
  • Your credit history is largely irrelevant, but you can't be currently bankrupt or on an IVA.
  • You will need to provide a guarantor (homeowner or non-homeowner) for your loan.
 
£50 to £500
Short Term Cash Loans
  • You are aged 18 or over.
  • You must be a UK resident (exc. Isle of Man).
  • You can be either a tenant or a homeowner.
  • Your credit history is largely irrelevant, but you can't be currently bankrupt or on an IVA.
  • You have a UK bank account.
  • You will need to provide a guarantor (tenant or homeowner) for your loan.

If you don't think you can meet these criteria there may be other options open to you:

If you do satisfy the general lending criteria we cannot guarantee you a loan - our responsible lenders will only lend if they believe you can afford it. For them to assess your particular circumstance please complete the application form.